Mortgage Information

Home financing can be a critical part of any real estate transaction. Below you will find some outstanding mortgage information that may be able to help you with the purchase of your next home.

HomePath Mortgage

If you are  considering the purchase of a Fannie Mae-owned property, a HomePath Mortgage gives you the option for a low down paymetn, fleixble morgage terms, no lender-requested appraisal and no mortgage insurance. Expanded seller contributions to closing costs are allowed. 

The benefits include:

Low down payment and flexible mortgage terms (fixed–rate, adjustable rate, or interest–only)

Down payment (at least 3 percent) can be funded by the borrower’s own savings; a gift; a grant; or a loan from a nonprofit organization, state or local government, or employer.

No lender-requested appraisal.

No mortgage insurance; ask your lender for cost details on loans without mortgage insurance.

Expanded seller contributions for closing costs allowed.

Available for primary residences, second homes and investment properties.

Many condo project requirements are waived; ask your lender for details.

 

 

 

 

 

 

Your real estate mortgage resource

Do you have need for home financing services? If so, please use the simple form below.

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East Valley real estate is our specialty. Using this mortgage section can help you understand just what it takes to secure a mortgage. We are happy to answer any questions you have.


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